Mooroopna, VIC 3629
Greater Shepparton City, Victoria
Good to Know
Mooroopna, VIC 3629 is a rental-income and value-growth house market in the Greater Shepparton City area, currently positioned as a value-and-income-oriented submarket. It is home to roughly 8,312 adults across approximately 4,519 dwellings, with a vacancy rate of 1.44%.
According to HtAG Analytics, Mooroopna is exhibiting tight supply supporting upward price momentum. Stock on Market sits at 0.19% and Inventory at 0.97 months — well below the ~3-month balanced-market threshold — driving +13.1% YoY price growth and +5.7% YoY rent growth.
What the market data is signalling
Mooroopna's house prices have rallied +13.1% over 12 months while rents have grown +5.7%, a pattern that favours capital appreciation ahead of pure rental compression. Low Stock on Market (0.19%) and tight Inventory (0.97 months) create seller-friendly conditions that support further price upside in the near term. For wider positioning, view the Markets in the Moment (MiM™) heatmap.
Who lives in Mooroopna — and why it matters for investors
Mooroopna records an IRSAD decile of 1, indicating markedly lower socioeconomic advantage. That context can increase sensitivity to economic shocks but also means affordability-driven demand for rental housing. Gross yield sits at a respectable 4.85%, above the typical 3% threshold for investment viability, and the renter/owner split is a neutral 31%, which supports steady tenant demand. See our IRSAD Crossover study for how socioeconomic measures influence long-cycle growth.
Why suburb-level data matters for Mooroopna
Suburb-level metrics reveal the micro-dynamics investors need: Mooroopna's typical house price is $541,432, indicative gross yield is 4.85%, Stock on Market is an opportune 0.19%, Inventory is 0.97 months and median Days on Market are a quick 34 days. Council or LGA averages can smooth over these local signals, so decisions should rest on Mooroopna's own data. Read more in our LGA vs Suburb research.
For deeper numbers, download the full Mooroopna data guide.
What's behind the RCS™ score of 63
The HtAG RCS™ (63) bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into one composite to simplify screening. Understanding each sub-score helps match Mooroopna to your strategy: the current profile favours capital growth supported by tight supply and above-threshold yields. Learn how the RCS™ is built.
open Mooroopna in HtAG Copilot
Forward signals to watch
The vacancy rate — currently 1.44%: a sustained vacancy at or below the balanced range (~1–3.5%) over 12–24 months will keep rental growth steady, but significant falls below 1% would accelerate rental pressure.
The building approvals ratio — currently 0.72%: this neutral reading suggests a moderate construction pipeline; sharp increases would eventually ease supply tension, while declines reinforce scarcity.
The Melbourne cycle phase: a material shift in Melbourne’s cycle (expansion or contraction) would influence regional demand and finance conditions and could either amplify or damp local momentum in Mooroopna.
Does this area meet your investment goals?
Get full accessCritical to know
RCS Breakdown
Mooroopna's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
starter
Investor
Pro
Critical to know
Market Trends
Mooroopna's headline values — $541K to buy and $505PW to rent, a 4.85% gross yield. Over the past decade, prices have moved 121.76% and rents 78.45% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$541K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$505PW today, with rent growth at (+5.65% YoY) compared to price growth (+13.13%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Mooroopna in its cycle - and is the 4.85% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
Investor
Pro
Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Mooroopna's long-hold story?
Beyond the headline price, Mooroopna carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
Investor
Pro
Critical to know
Supply & Demand
Mooroopna's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
Investor
Pro
Critical to know
Fundamentals
Mooroopna can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Mooroopna genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Mooroopna prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Mooroopna - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
Investor
Pro
Important to know
Education & Infrastructure
Mooroopna looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Mooroopna's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Mooroopna has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
Investor
Pro
Full HtAG Intelligence
Mooroopna shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Mooroopna has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Mooroopna 3629 VIC is 6,909, with a median age of 43. Of those, 37.76% are married, 17.37% are divorced or separated, 37.56% are single and 7.40% are widowed.
The average household size is 2.2 people per dwelling, and the median household monthly income is estimated to be $5,820. The median monthly mortgage repayment for households in this suburb is $1,148 which is 19.73% of their earnings.
Source: ABS Census Data (2021)