Mooroopna, VIC 3629
Greater Shepparton City, Victoria
Good to Know
Mooroopna, VIC 3629 is a tightly-held house market in the City of Greater Shepparton area, currently positioned as a growth-oriented suburban market. Located about 180 km north of Melbourne CBD, Mooroopna is home to roughly 8,312 adult residents across 4,519 dwellings and currently posts a vacancy rate of 1.08%.
According to HtAG Analytics, Mooroopna is exhibiting supply-constrained, demand-driven conditions. Stock on Market sits at 0.22% and Inventory at 1.16 months — well below the ~3-month balanced-market threshold — driving +12.4% YoY price growth and +6.3% YoY rent growth.
What the market data is signalling
Mooroopna shows stronger capital appreciation than rental pressure this cycle: prices are up 12.4% over 12 months while rents rose 6.3%. That divergence, combined with an investor-friendly gross yield of 4.9%, suggests buyers are competing for scarce stock more than relying on rental yield alone. Low Stock on Market at 0.22% and tight Inventory of 1.16 months are consistent with upward price momentum; monitor the Markets in the Moment (MiM™) heatmap for live visual confirmation.
Who lives in Mooroopna — and why it matters for investors
Mooroopna's IRSAD of 882 sits below the HtAG recommended minimum of 927, indicating relative socio-economic disadvantage and a market where affordability can be a key demand driver. The Renter/Owner split is neutral at 31.0% and the Units/Houses mix is neutral at 13.0%, which typically reduces volatility linked to single-segment imbalances. For how neighbourhood advantage shifts translate to capital growth, see our IRSAD Crossover study.
Why suburb-level data matters for Mooroopna
Council averages can hide pocket-level opportunity or risk — Mooroopna's own metrics tell the actionable story. The typical house price here is $535,402 with a gross yield of 4.9%, Stock on Market at 0.22%, Inventory at 1.16 months and median days on market of 53 days. Those suburb-specific figures are the right inputs when sizing deal returns and holding periods; read more about why local detail matters in our LGA vs Suburb research. For deeper numeric output, download the full Mooroopna data guide.
What's behind the RCS™ score of 63
The HtAG RCS™ score of 63 bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into a single summary. A mid-60s score shows a balance of growth opportunity and manageable risk, but the sub-score breakdown is essential to match Mooroopna to your strategy. Learn more about how the RCS™ is built. To explore the full dataset and scenario analysis, open Mooroopna in HtAG Copilot.
Forward signals to watch
The vacancy rate — currently 1.08%: this sits in the balanced band (1–3.5%). If vacancy drifts below 1% and stays there for 12–24 months, expect accelerating rent growth; a sustained rise above 3.5% would impose downside pressure on rental growth.
The building approvals ratio — currently 0.73%: approvals are in the neutral band (0.3–2%), so there is no immediate sign of a construction surge. A move above 2% would signal rising new supply that could moderate price momentum down the track.
The Melbourne cycle phase: a material city-wide shift in Melbourne (slower sales or stronger expansion) would tend to ripple into regional demand and capital availability for Mooroopna — either muting local momentum in a downturn or amplifying it in an up-cycle.
Does this area meet your investment goals?
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RCS Breakdown
Mooroopna's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Market Trends
Mooroopna's headline values — $535K to buy and $503PW to rent, a 4.88% gross yield. Over the past decade, prices have moved 118.91% and rents 78.72% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$535K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$503PW today, with rent growth at (+6.32% YoY) compared to price growth (+12.37%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Mooroopna in its cycle - and is the 4.88% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Mooroopna's long-hold story?
Beyond the headline price, Mooroopna carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Mooroopna's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Mooroopna can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Mooroopna genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Mooroopna prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Mooroopna - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Mooroopna looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Mooroopna's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Mooroopna has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Mooroopna shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Mooroopna has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Mooroopna 3629 VIC is 6,909, with a median age of 43. Of those, 37.76% are married, 17.37% are divorced or separated, 37.56% are single and 7.40% are widowed.
The average household size is 2.2 people per dwelling, and the median household monthly income is estimated to be $5,820. The median monthly mortgage repayment for households in this suburb is $1,148 which is 19.73% of their earnings.
Source: ABS Census Data (2021)