Port Macquarie, NSW 2444
Port Macquarie-Hastings Council, New South Wales
Good to Know
Port Macquarie, NSW 2444 is a high-value house market in the Port Macquarie area, currently positioned as a long-hold capital growth submarket. It is home to roughly 47,693 adult residents across 27,705 dwellings, with a vacancy rate of 1.08%.
According to HtAG Analytics, Port Macquarie is exhibiting tight supply with balanced near-term availability. Stock on Market sits at 0.27% and Inventory at 2.14 months — below the ~3-month balanced-market threshold — driving +6.4% YoY price growth and +2.9% YoY rent growth.
What the market data is signalling
Port Macquarie's +6.4% annual price growth outpaces rent growth of +2.9%, a pattern that points to capital-driven momentum rather than immediate yield expansion. At the same time, an opportune 0.27% Stock on Market shows limited choice for buyers, while Inventory at 2.14 months keeps near-term turnover in a roughly balanced band. For a visual of where this sits across Australia, see the Markets in the Moment (MiM™) heatmap.
Who lives in Port Macquarie — and why it matters for investors
Port Macquarie's IRSAD of 979 sits above the minimum recommended 927, indicating relative socio-economic advantage that tends to support durable owner-occupier demand. The renter/owner split is 31.0% (neutral) and the units/houses mix is 28.0% (neutral), both of which point to a stable, broad-based market rather than a highly specialised renter or unit-dominated precinct. See the IRSAD Crossover study for how these compositional factors influence volatility and long-cycle growth.
Why suburb-level data matters for Port Macquarie
Council- or LGA-level averages can mask local pockets that behave differently; investment choices should be founded on Port Macquarie's own suburb metrics. For example, the suburb's typical price is $996,618 with a gross yield of 3.33%, Stock on Market at 0.27%, Inventory 2.14 months and median days on market of 37 days. These indicators together describe a market with constrained listings but ongoing transactional flow. Read more about why scale matters in the LGA vs Suburb research.
For the complete dataset and exportable PDF, see the full Port Macquarie data guide.
What's behind the RCS™ score of 73
The HtAG RCS™ score of 73 bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into one composite. Knowing the component sub-scores helps match Port Macquarie to your strategy: higher capital potential with moderate cashflow resilience suits long-hold growth investors, while different sub-score mixes favour other approaches. Learn more about how the RCS™ is built. To inspect Port Macquarie in detail, open Port Macquarie in HtAG Copilot.
Forward signals to watch
The vacancy rate — currently 1.08%: this sits in the balanced band (1–3.5%). If vacancy drifts below ~1% and stays there for 12–24 months it typically tightens rents and compresses yield; a sustained rise above ~3.5% would erode rental momentum.
The building approvals ratio — currently 1.2%: this neutral reading signals a modest development pipeline. A sustained lift above ~2% would indicate accelerating new supply that could weigh on price and rent upside over the following 12–36 months.
The Sydney cycle phase: a city-wide shift in Sydney's cycle (slowdown or upswing) would influence credit availability, investor appetite and migration flows across NSW; an extended Sydney downturn would likely soften regional demand, while an upswing could strengthen local momentum in Port Macquarie.
Does this area meet your investment goals?
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RCS Breakdown
Port Macquarie's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
Port Macquarie's headline values — $996K to buy and $636PW to rent, a 3.31% gross yield. Over the past decade, prices have moved 86.77% and rents 53.00% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$996K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$636PW today, with rent growth at (+2.9% YoY) compared to price growth (+6.41%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Port Macquarie in its cycle - and is the 3.31% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Port Macquarie's long-hold story?
Beyond the headline price, Port Macquarie carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Port Macquarie's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Port Macquarie can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Port Macquarie genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Port Macquarie prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Port Macquarie - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Port Macquarie looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Port Macquarie's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Port Macquarie has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Port Macquarie shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Port Macquarie has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Port Macquarie 2444 NSW is 40,269, with a median age of 48. Of those, 45.93% are married, 15.68% are divorced or separated, 30.36% are single and 8.03% are widowed.
The average household size is 2.2 people per dwelling, and the median household monthly income is estimated to be $6,736. The median monthly mortgage repayment for households in this suburb is $1,751 which is 25.99% of their earnings.
Source: ABS Census Data (2021)