Pialba, QLD 4655
Fraser Coast Regional, Queensland
Good to Know
Pialba, QLD 4655 is an established house market in the Fraser Coast Regional Council area, currently positioned as a resurgent capital-growth submarket. Located on Queensland's Fraser Coast, it is home to roughly 4,151 adult residents across 2,839 dwellings, with a vacancy rate of 1.48%.
According to HtAG Analytics, Pialba, QLD 4655 is exhibiting balanced supply with firm price acceleration. Stock on Market sits at 0.44% and Inventory at 3.28 months — slightly above the ~3-month balanced-market threshold — driving +15.4% YoY price growth and +3.8% YoY rent growth.
What the market data is signalling
Pialba's house market shows a clear split between capital gains and rental momentum: prices have risen +15.4% in the last year while rents are up a more modest +3.8%, producing a current gross yield of 3.62% that remains above the common 3% investor floor. Vacancy sits at a neutral 1.48%, and the data confidence is High, but the elevated building approvals pipeline (5.25%) is an upside risk for future supply.
See the Markets in the Moment (MiM™) heatmap for where Pialba sits against short-term momentum across Australia.
Who lives in Pialba — and why it matters for investors
Pialba records an IRSAD of 869, which is below common recommended thresholds and signals relative socioeconomic disadvantage; that profile often links to stronger affordability pressures but also greater sensitivity to local employment and amenity changes. Tenure is balanced with a renter/owner share of 41.0%, and the adult population of 4,151 across 2,839 dwellings informs both demand depth and market volatility.
Read the IRSAD Crossover study to understand how IRSAD bands influence long-cycle growth outcomes.
Why suburb-level data matters for Pialba
Suburb-level metrics show the actual market drivers here: a typical house price of $893,569, a rental median of $622 per week, a Stock on Market of 0.44%, Inventory at 3.28 months, and median days on market of 56 days. These precise readings let you evaluate Pialba on its own terms rather than relying on broader averages that can mask pockets of strength or weakness.
For more on why you should use localised measures, see LGA vs Suburb research. You can also download the full Pialba data guide.
What's behind the RCS™ score of 38
The HtAG RCS™ bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into a single composite. Pialba's overall RCS™ of 38 reflects solid recent capital gains but structural headwinds such as a low IRSAD (869), stretched affordability (74 years) and an elevated building approvals ratio (5.25%).
Understanding the sub-score breakdown is critical to match Pialba to the right strategy; learn how the RCS™ is built, then open Pialba in HtAG Copilot to inspect the full diagnostics.
Forward signals to watch
The vacancy rate — currently 1.48%: sustained sub-2% vacancy over 12–24 months typically supports rent growth and limits downside for occupier demand, but Pialba's recent rent growth is still moderate.
The building approvals ratio — currently 5.25%: this elevated approvals reading suggests a strong pipeline of new dwellings that could add supply pressure to prices and rents if those projects proceed to completion.
The Brisbane cycle phase: a city-wide upswing in the Queensland capital typically boosts regional demand and investor interest across the state, while a broad city-level downturn would likely slow momentum in fringe and regional markets like Pialba.
Does this area meet your investment goals?
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RCS Breakdown
Pialba's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
Pialba's headline values — $893K to buy and $623PW to rent, a 3.62% gross yield. Over the past decade, prices have moved 191.77% and rents 95.60% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$893K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$623PW today, with rent growth at (+3.84% YoY) compared to price growth (+15.39%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Pialba in its cycle - and is the 3.62% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Pialba's long-hold story?
Beyond the headline price, Pialba carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Pialba's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Pialba can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Pialba genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Pialba prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Pialba - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Pialba looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Pialba's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Pialba has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Pialba shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Pialba has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Pialba 4655 QLD is 3,529, with a median age of 50. Of those, 38.88% are married, 20.18% are divorced or separated, 32.22% are single and 8.67% are widowed.
The average household size is 2.1 people per dwelling, and the median household monthly income is estimated to be $4,792. The median monthly mortgage repayment for households in this suburb is $1,300 which is 27.13% of their earnings.
Source: ABS Census Data (2021)