Scarness, QLD 4655
Fraser Coast Regional, Queensland
Good to Know
Scarness, QLD 4655 is a balanced house market in the Fraser Coast Regional Council area, currently positioned as a long-hold capital growth submarket. Located on Hervey Bay’s shoreline, Scarness is home to roughly 3,646 residents across 2,199 dwellings, and shows a vacancy rate of 2.63%.
According to HtAG Analytics, Scarness is exhibiting stable, balanced supply–demand conditions. Stock on Market sits at 0.7% and Inventory at 3.22 months — both inside the roughly 3-month balanced-market threshold — driving +14.2% YoY price growth and +4.3% YoY rent growth.
What the market data is signalling
Price growth in Scarness (+14.2% over 12 months) is significantly outpacing rent growth (+4.3%), which means capital appreciation is currently the dominant return driver rather than rental yield. At the same time the gross yield sits at 3.33% (above the 3% floor), and supply metrics (Stock on Market 0.7%, Inventory 3.22 months) are neutral — a combination that supports continued price momentum but also flags sensitivity if new supply or affordability pressure increases. See the Markets in the Moment (MiM™) heatmap for visual context.
Who lives in Scarness — and why it matters for investors
Scarness posts an IRSAD score of 877, below the recommended benchmark of 927, which points to relatively lower socio‑economic status and typically higher volatility in demand during downturns. The renter/owner split is neutral at 41.0% and the units/houses mix is neutral at 29.0%, indicating a broadly owner-occupied, low-density suburb profile — useful for investors targeting stability rather than transient tenancy pools. Read more in our IRSAD Crossover study.
Why suburb-level data matters for Scarness
Council-level averages can conceal suburb pockets like Scarness. Decisions should rest on Scarness’s own metrics: typical house price $841,339, gross yield 3.33%, Stock on Market 0.7%, Inventory 3.22 months, and median days-on-market 35 days. Those figures tell a more precise story for purchase timing and strategy than a broad council average. See our methodology summary in LGA vs Suburb research.
For a printable breakdown, download the full Scarness QLD 4655 data guide.
What's behind the RCS™ score of 31
The HtAG RCS™ score of 31 bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into one composite to help match markets to investor strategy. A low-mid RCS like 31 suggests there are trade-offs between growth upside and risk/cashflow balance; digging into the sub-scores will show whether the suburb leans more to growth or to risk. Learn how the RCS™ is built.
open Scarness in HtAG Copilot to view full sub-score detail and scenario modelling.
Forward signals to watch
vacancy rate — currently 2.63%: a sustained balanced vacancy around this level typically supports steady rent growth but leaves limited upside from tightening rental stock.
building approvals ratio — currently 2.39%: readings above 2% signal relatively high recent development activity, which can add near-term supply and moderate price pressure if completions accelerate.
Brisbane cycle phase: a shift in the broader capital‑city cycle (demand, lending or investor sentiment) would temper local momentum — in particular, a city‑wide slowdown would likely reduce capital-growth tails in commuter and coastal markets like Scarness.
Does this area meet your investment goals?
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RCS Breakdown
Scarness's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
Scarness's headline values — $841K to buy and $535PW to rent, a 3.3% gross yield. Over the past decade, prices have moved 162.24% and rents 76.97% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$841K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$535PW today, with rent growth at (+4.26% YoY) compared to price growth (+14.23%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Scarness in its cycle - and is the 3.3% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Scarness's long-hold story?
Beyond the headline price, Scarness carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Scarness's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Scarness can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Scarness genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Scarness prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Scarness - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Scarness looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Scarness's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Scarness has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Scarness shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Scarness has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Scarness 4655 QLD is 3,149, with a median age of 51. Of those, 36.61% are married, 22.10% are divorced or separated, 33.25% are single and 7.94% are widowed.
The average household size is 2.0 people per dwelling, and the median household monthly income is estimated to be $5,016. The median monthly mortgage repayment for households in this suburb is $1,244 which is 24.80% of their earnings.
Source: ABS Census Data (2021)