North Mackay, QLD 4740
Mackay Regional, Queensland
Good to Know
North Mackay, QLD 4740 is a high-yielding house market in the Mackay Regional Council area, currently positioned as a growth-and-income opportunity submarket. Located around the Mackay CBD on Queensland's central coast, it is home to roughly 6,194 adults across 3,491 dwellings and records a vacancy rate of 1.33%.
According to HtAG Analytics, North Mackay is exhibiting tight supply and strong demand. Stock on Market sits at 0.27% and Inventory at 1.75 months — well under the ~3-month balanced-market threshold — driving +16.4% YoY price growth and +11.1% YoY rent growth.
What the market data is signalling
North Mackay's data shows simultaneous price and rent momentum: prices are up 16.4% year-on-year while rents are up 11.1%, indicating strong demand for both capital gains and income. Supply-side readings are tight — Stock on Market 0.27% and Inventory 1.75 months — which supports further upward pressure on values and rents over the next 12–24 months. For a quick visual of where this sits in the cycle see the Markets in the Moment (MiM™) heatmap.
Other supportive signals include a short 35 days on market and an overall HtAG RCS™ score of 74, which together point to a market with meaningful momentum and lower transactional friction.
Who lives in North Mackay — and why it matters for investors
North Mackay's IRSAD of 936 sits above the suggested minimum reference and implies a moderate socio-economic base that can support stable local demand. Tenure and stock structure are neutral — renter/owner ratio 37.0% and units/houses ratio 18.0% — which tends to reduce extreme volatility compared with very renter‑ or owner‑dominated suburbs. See our IRSAD Crossover study for how socio-economic context influences long-cycle growth.
Why suburb-level data matters for North Mackay
Council-level averages can mask pockets of opportunity or risk, so investment decisions should rest on North Mackay's own suburb metrics. Here the suburb shows a typical price of $656,430, a gross yield of 4.77%, Stock on Market 0.27%, Inventory 1.75 months and median days on market of 35 days — a profile that matters for hold-period planning and cashflow modelling. Learn more about why this screening layer matters in our LGA vs Suburb research.
Download the full North Mackay data guide for all suburb metrics in one PDF.
What's behind the RCS™ score of 74
The HtAG RCS™ bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into one composite score so you can quickly see how a market balances those aims. A score of 74 signals solid balance between growth and resilience, but the sub-score breakdown is essential for matching North Mackay to your strategy; learn how the RCS™ is built.
open North Mackay in HtAG Copilot to explore the sub-scores and scenario testing.
Forward signals to watch
vacancy rate — currently 1.33%: a neutral reading in the balanced band; sustained falls below 1% would signal tightening rental stock and faster rent growth, while a rise above 3.5% would ease rental pressure.
building approvals ratio — currently 0.29%: a low/new approvals reading that suggests limited new-supply risk in the near term; a material increase would indicate future relief to pricing and yields.
Brisbane cycle phase: shifts in the statewide capital-city cycle (Brisbane) can alter investor sentiment and finance availability; a local slowdown in the capital-city cycle would likely temper North Mackay's current momentum, while an upswing would reinforce it.
Does this area meet your investment goals?
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RCS Breakdown
North Mackay's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
North Mackay's headline values — $656K to buy and $600PW to rent, a 4.75% gross yield. Over the past decade, prices have moved 139.22% and rents 105.46% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$656K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$600PW today, with rent growth at (+11.07% YoY) compared to price growth (+16.42%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is North Mackay in its cycle - and is the 4.75% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping North Mackay's long-hold story?
Beyond the headline price, North Mackay carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
North Mackay's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
North Mackay can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is North Mackay genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do North Mackay prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into North Mackay - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
North Mackay looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does North Mackay's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether North Mackay has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
North Mackay shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether North Mackay has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of North Mackay 4740 QLD is 5,134, with a median age of 40. Of those, 36.91% are married, 15.89% are divorced or separated, 40.20% are single and 6.97% are widowed.
The average household size is 2.2 people per dwelling, and the median household monthly income is estimated to be $7,312. The median monthly mortgage repayment for households in this suburb is $1,448 which is 19.80% of their earnings.
Source: ABS Census Data (2021)