Strathfieldsaye, VIC 3551
Greater Bendigo City, Victoria
Good to Know
Strathfieldsaye, VIC 3551 is a tightly-held house market in the City of Greater Bendigo area, currently positioned as a long-hold capital growth submarket. Located roughly 8 km south‑east of the Bendigo CBD, it is home to roughly 6,850 adults across 3,330 dwellings and records a vacancy rate of 2.77%.
According to HtAG Analytics, Strathfieldsaye is exhibiting tight supply with firm rental demand. Stock on Market sits at 0.24% and Inventory at 1.63 months — well below the ~3‑month balanced threshold — driving +6.9% YoY price growth and +8.6% YoY rent growth.
What the market data is signalling
Strathfieldsaye’s houses show a rental‑led momentum: rents are up +8.6% YoY while prices are up +6.9% YoY, and gross yield sits at 3.81% (above the recommended 3%). Low Stock on Market (0.24%) and tight Inventory (1.63 months) point to supply pressure that supports further rental growth, even though vacancy is currently balanced at 2.77%. For a visual of how Strathfieldsaye compares across short‑term market heat, see the Markets in the Moment (MiM™) heatmap.
Who lives in Strathfieldsaye — and why it matters for investors
Strathfieldsaye records an IRSAD of 1063, indicating relatively stronger socio‑economic advantage vs HtAG’s minimum benchmark. The renter/owner split is 13.0% (opportune) and units/houses ratio is just 1.0% (opportune), implying a high owner‑occupier share and lower churn — features that typically reduce short‑term volatility but can limit quick repositioning opportunities. See our IRSAD Crossover study for how socio‑economic crossover affects growth patterns.
Why suburb-level data matters for Strathfieldsaye
Suburb metrics like Strathfieldsaye’s $822,068 typical price, 3.81% gross yield, 0.24% Stock on Market, 1.63 months Inventory and 32 days on market are what determine investor outcomes at street level. Council or region averages can hide pockets with very different supply/demand balances, so buying decisions should rest on the suburb’s own numbers. Read our methodology notes in LGA vs Suburb research.
For a downloadable snapshot, get the full Strathfieldsaye, VIC 3551 data guide.
What's behind the RCS™ score of 87
HtAG’s RCS™ score of 87 bundles three independent dimensions — risk minimisation, capital‑growth potential and cashflow resilience — into a single composite to help match markets to strategy. Each sub‑score matters: a high overall RCS can come from balanced risk and strong rental or capital signals, so inspect the breakdown before committing. Learn more about how the RCS™ is built. If you want to dig deeper, open Strathfieldsaye in HtAG Copilot.
Forward signals to watch
The vacancy rate — currently 2.77%: sustained movement lower (under ~1.0%) would tighten rents and push yields higher; a sustained rise above ~3.5% would ease rental pressure.
The building approvals ratio — currently 1.67%: this neutral reading suggests moderate pipeline activity but not a near‑term oversupply risk.
The Melbourne cycle phase: a city‑wide downturn or acceleration in Melbourne’s cycle can still influence regional commuter and investment flows; a shift to broader city expansion would likely strengthen local momentum in Strathfieldsaye, while a city slowdown could temper demand.
Does this area meet your investment goals?
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RCS Breakdown
Strathfieldsaye's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Market Trends
Strathfieldsaye's headline values — $822K to buy and $599PW to rent, a 3.78% gross yield. Over the past decade, prices have moved 96.25% and rents 67.04% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$822K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$599PW today, with rent growth at (+8.64% YoY) compared to price growth (+6.9%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Strathfieldsaye in its cycle - and is the 3.78% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Strathfieldsaye's long-hold story?
Beyond the headline price, Strathfieldsaye carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Strathfieldsaye's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Strathfieldsaye can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Strathfieldsaye genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Strathfieldsaye prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Strathfieldsaye - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Strathfieldsaye looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Strathfieldsaye's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Strathfieldsaye has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Strathfieldsaye shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Strathfieldsaye has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Strathfieldsaye 3551 VIC is 5,143, with a median age of 36. Of those, 58.22% are married, 9.12% are divorced or separated, 29.61% are single and 3.15% are widowed.
The average household size is 3.0 people per dwelling, and the median household monthly income is estimated to be $9,512. The median monthly mortgage repayment for households in this suburb is $1,733 which is 18.22% of their earnings.
Source: ABS Census Data (2021)