Coledale, NSW 2515
Wollongong City Council, New South Wales
Good to Know
Coledale, NSW 2515 is a high-value house market in the Wollongong City Council area, currently positioned as a long-hold capital growth submarket. Located south of the Sydney CBD on the Illawarra coast, it is home to roughly 1,372 adults across 572 dwellings, with a vacancy rate of 2.44%.
According to HtAG Analytics, Coledale is exhibiting constrained supply and steady rental tightness. Stock on Market sits at 0.24% and Inventory at 1.73 months — below the ~3-month balanced-market threshold — driving +7.0% YoY price growth and +17.6% YoY rent growth.
What the market data is signalling
Coledale is showing stronger rental momentum than capital returns: rents are up +17.6% over 12 months while prices have risen +7.0%. The indicative gross yield sits at 2.24%, below the commonly recommended 3% threshold, which signals weak immediate cashflow for buy-and-hold investors but strong capital and rent pressure for owners. Low Stock on Market at 0.24% and tight Inventory at 1.73 months point to scarce listings and competition for homes despite a neutral vacancy of 2.44%. See the Markets in the Moment (MiM™) heatmap for a live visual of these signals.
Who lives in Coledale — and why it matters for investors
Coledale scores an IRSAD decile of 10, indicating a highly advantaged socio-economic profile. The Renter/Owner split is 14% (opportune) and the Units/Houses ratio is 3% (opportune), which together imply a predominantly owner-occupied, house-focused market with a limited rental pool. High affluence and low renter share tend to support long-run capital resilience but can increase sensitivity to short-term rental supply shocks. Read the IRSAD Crossover study to see why these demographics matter for volatility and growth.
Why suburb-level data matters for Coledale
Suburb-level metrics reveal the specific market dynamics investors face in Coledale: a typical house price of $2,558,654, an indicative gross yield of 2.24%, Stock on Market at 0.24%, Inventory at 1.73 months, and Days on Market at 47. Affordability sits at 86 years (stretched) and the modelled hold period is 14.22 years. These figures show how local supply scarcity and high price points shape investment outcomes and why council- or region-level averages can mask such pockets. Learn more in our LGA vs Suburb research.
For deeper downloads, get the full Coledale data guide.
What's behind the RCS™ score of 57
The HtAG RCS™ score of 57 bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into one composite reading to help match markets to strategy. A mid-high score here flags reasonable growth upside paired with trade-offs on yield and affordability; reading the sub-score breakdown helps you decide whether Coledale suits a capital-growth or hybrid strategy. Learn how the RCS™ is built. To explore the sub-scores interactively, open Coledale in HtAG Copilot.
Forward signals to watch
vacancy rate — currently 2.44%: a sustained fall below ~2% would tighten tenant markets further and likely push rents higher over 12–24 months; a sustained rise above ~3.5% would relieve rental pressure.
building approvals ratio — currently 0.72%: this neutral reading suggests moderate pipeline activity; a meaningfully higher approvals rate over time would add new supply and help ease price pressure.
Sydney cycle phase: watch the broader Sydney cycle for signs of easing or acceleration — a city-wide upshift would likely amplify local capital momentum in Coledale, while a downturn would make price gains harder to sustain.
Does this area meet your investment goals?
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RCS Breakdown
Coledale's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
Coledale's headline values — $2,614K to buy and $1,054PW to rent, a 2.09% gross yield. Over the past decade, prices have moved 87.81% and rents 54.85% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$2,614K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$1,054PW today, with rent growth at (+3.95% YoY) compared to price growth (+9.11%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Coledale in its cycle - and is the 2.09% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Coledale's long-hold story?
Beyond the headline price, Coledale carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Coledale's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Critical to know
Fundamentals
Coledale can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Coledale genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Coledale prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Coledale - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Coledale looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Coledale's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Coledale has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Coledale shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Coledale has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Coledale 2515 NSW is 1,092, with a median age of 42. Of those, 52.56% are married, 8.97% are divorced or separated, 35.16% are single and 3.39% are widowed.
The average household size is 2.8 people per dwelling, and the median household monthly income is estimated to be $11,804. The median monthly mortgage repayment for households in this suburb is $2,600 which is 22.03% of their earnings.
Source: ABS Census Data (2021)