Wombarra, NSW 2515
Wollongong City Council, New South Wales
Good to Know
Wombarra, NSW 2515 is a high-value house market in the Wollongong City Council area, currently positioned as a long-hold capital growth submarket. Located on the Illawarra coast within Wollongong City Council, Wombarra is home to roughly 944 adults across 440 dwellings and currently records a vacancy rate of 1.49%.
According to HtAG Analytics, Wombarra is exhibiting mixed supply and demand behaviour. Stock on Market sits at 0.40% and Inventory at 5.49 months — above the ~3-month balanced-market threshold and indicative of slower turnover — driving +5.2% YoY price growth and +1.1% YoY rent growth.
What the market data is signalling
Wombarra's recent performance shows stronger capital gains than rental momentum: prices are up 5.2% over 12 months while rents have risen only 1.1%. That gap, combined with an indicative gross yield of 2.38% (below the commonly recommended 3% threshold), flags a market where capital growth is the primary return driver while cashflow is constrained.
Supply metrics are mixed: immediate listings are very low at 0.40% Stock on Market, and Building Approvals sit at a low 0.24%, which supports scarcity. Yet Inventory is elevated at 5.49 months and Days on Market are long at 96 days, suggesting slower transactional flow. For a visual of how Wombarra sits against other suburbs, see the Markets in the Moment (MiM™) heatmap.
Who lives in Wombarra — and why it matters for investors
Wombarra scores an IRSAD decile of 10, indicating very high socio‑economic advantage. The local profile is owner-dominant: the renter/owner split is 15% renters and the housing stock is overwhelmingly houses with a units/houses ratio of 4%. High affluence and low rental share tend to support price resilience but limit rental yield upside and can reduce tenant churn.
The area's stretched affordability — an affordability index of 76 years — narrows the pool of potential owner‑occupiers and investors, which can both stabilise prices and increase sensitivity to changes in credit or demand drivers. For more on how socio‑economic crossover affects markets, see the IRSAD Crossover study.
Why suburb-level data matters for Wombarra
Council-level averages can hide small, distinctive pockets like Wombarra. Decisions should be based on Wombarra’s own metrics — for example a typical house price of $2,291,194, a gross yield of 2.38%, Stock on Market at 0.40%, Inventory at 5.49 months and Days on Market of 96 days. Those suburb-level signals tell a different story than a generic council-level headline and should drive your buy/hold strategy. Read more on methodology in our LGA vs Suburb research.
For a complete, downloadable dataset, see the full Wombarra data guide.
What's behind the RCS™ score of 40
HtAG’s RCS™ consolidates three independent dimensions — risk minimisation, capital‑growth potential and cashflow resilience — into a single composite score. An overall score of 40 reflects moderate prospects with trade-offs between capital upside and rental/cashflow constraints; drilling into the sub‑scores helps match Wombarra to your strategy.
Learn more about how the RCS™ is built, or open Wombarra in HtAG Copilot to explore the sub-score breakdown.
Forward signals to watch
vacancy rate — currently 1.49%: sustained sub‑1% vacancy would tighten rental markets and support rent growth, while a drift above ~2% over 12–24 months would signal weakening tenant demand.
building approvals ratio — currently 0.24%: low approvals point to constrained new supply, which can support prices longer term but also limit rental stock growth and investor yield options.
Sydney cycle phase: a decisive shift in the broader Sydney cycle (upturn or downturn) would strongly influence Wombarra’s momentum given its exposure to owner‑occupier demand and high‑value pricing.
Does this area meet your investment goals?
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RCS Breakdown
Wombarra's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
starter
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Critical to know
Market Trends
Wombarra's headline values — $2,344K to buy and $1,022PW to rent, a 2.26% gross yield. Over the past decade, prices have moved 62.50% and rents 41.16% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$2,344K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$1,022PW today, with rent growth at (+0.49% YoY) compared to price growth (+6.08%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Wombarra in its cycle - and is the 2.26% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Wombarra's long-hold story?
Beyond the headline price, Wombarra carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Wombarra's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Critical to know
Fundamentals
Wombarra can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Wombarra genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Wombarra prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Wombarra - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Wombarra looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Wombarra's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Wombarra has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Wombarra shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Wombarra has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.

The total adult population (15 years or older) of Wombarra 2515 NSW is 794, with a median age of 44. Of those, 47.23% are married, 10.33% are divorced or separated, 38.66% are single and 3.78% are widowed.
The average household size is 2.7 people per dwelling, and the median household monthly income is estimated to be $12,100. The median monthly mortgage repayment for households in this suburb is $3,163 which is 26.14% of their earnings.
Source: ABS Census Data (2021)