Stawell, VIC 3380
Northern Grampians Shire, Victoria
Good to Know
Stawell, VIC 3380 is an affordable house market in the Northern Grampians Shire area, currently positioned as a long-hold capital growth submarket. Home to roughly 6,220 residents across 3,643 dwellings, it records a vacancy rate of 0.99%.
According to HtAG Analytics, Stawell is exhibiting tight supply and steady rental demand. Stock on Market sits at 0.36% and Inventory at 2.88 months — close to the ~3-month balanced-market threshold — driving +14.2% YoY price growth and +6.7% YoY rent growth.
What the market data is signalling
In Stawell the market is showing capital-led momentum: prices are up +14.2% over 12 months while rents have grown +6.7%, and the gross yield sits at 5.21%. Low Stock on Market (0.36%) and a tight vacancy (0.99%) point to competition among buyers and renters, even though Inventory (2.88 months) sits near a balanced level.
For a visual of where Stawell sits today, see the Markets in the Moment (MiM™) heatmap.
Who lives in Stawell — and why it matters for investors
Stawell records an IRSAD of 912, which is below the commonly referenced threshold of 927; this indicates relatively lower socio-economic advantage and can bring a mix of affordability-led demand and higher sensitivity to employment cycles. The Renter/Owner ratio of 25.0% is neutral, signalling a balanced tenure mix, while the Units/Houses ratio of 8.0% (opportune) shows the market is house-dominant — relevant for investors targeting detached housing stock.
Read more on how socio-economic context affects value in our IRSAD Crossover study.
Why suburb-level data matters for Stawell
Suburb-level metrics matter because council and LGA averages can hide pockets with very different dynamics. Stawell's typical house price is $444,988, with a gross yield of 5.21%, Stock on Market at 0.36%, Inventory of 2.88 months and median days on market of 48 days. Those specific readings should drive any purchase decision more than broader-area averages.
For more on the difference between LGA and suburb analysis see our LGA vs Suburb research. For a detailed pack, download the full Stawell, VIC 3380 data guide.
What's behind the RCS™ score of 68
HtAG's RCS™ score of 68 combines three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into one composite so you can match markets to strategy. Each sub-score can pull the overall rating in different directions, so reviewing the breakdown helps align Stawell to your objectives.
Learn more about how the RCS™ is built, or open Stawell in HtAG Copilot to inspect sub-scores and scenarios.
Forward signals to watch
The vacancy rate — currently 0.99%: sustained vacancy below ~1% typically maintains upward pressure on rents and supports capital values over a 12–24 month horizon.
The building approvals ratio — currently 0.0%: a very low approvals ratio signals limited new supply coming through, which reduces near-term downside risk from fresh stock.
The Melbourne cycle phase: a city-wide shift in Melbourne's cycle (slowdown or acceleration) would influence regional demand flows and could either dampen or amplify Stawell's local momentum depending on timing and scale.
Does this area meet your investment goals?
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RCS Breakdown
Stawell's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
starter
Investor
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Critical to know
Market Trends
Stawell's headline values — $444K to buy and $444PW to rent, a 5.18% gross yield. Over the past decade, prices have moved 117.70% and rents 88.19% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$444K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$444PW today, with rent growth at (+6.7% YoY) compared to price growth (+14.17%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Stawell in its cycle - and is the 5.18% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Stawell's long-hold story?
Beyond the headline price, Stawell carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Stawell's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Critical to know
Fundamentals
Stawell can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Stawell genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Stawell prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Stawell - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Stawell looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Stawell's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Stawell has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Stawell shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Stawell has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Stawell 3380 VIC is 5,264, with a median age of 47. Of those, 42.97% are married, 13.26% are divorced or separated, 35.33% are single and 8.53% are widowed.
The average household size is 2.2 people per dwelling, and the median household monthly income is estimated to be $6,016. The median monthly mortgage repayment for households in this suburb is $973 which is 16.17% of their earnings.
Source: ABS Census Data (2021)