Craigieburn, VIC 3064
Hume City, Victoria
Good to Know
Craigieburn, VIC 3064 is a tight-supply growth-oriented house market in the Hume City Council area, currently positioned as a capital-growth submarket. Located about 27 km north of Melbourne CBD, Craigieburn is home to roughly 65,178 adults across 24,712 dwellings and currently records a vacancy rate of 2.85%.
According to HtAG Analytics, Craigieburn is exhibiting a supply-constrained demand environment. Stock on Market sits at 0.39% and Inventory at 1.8 months — well below the ~3-month balanced-market threshold — driving +7.0% YoY price growth and +0.2% YoY rent growth.
What the market data is signalling
Craigieburn's combination of +7.0% annual price growth with only +0.2% rent growth suggests capital returns are currently the primary driver rather than rental re-pricing. Tight supply signals — including 0.39% Stock on Market and 1.8 months Inventory — are supporting seller strength and faster price appreciation, even though rental momentum remains muted. See the Markets in the Moment (MiM™) heatmap for how Craigieburn sits inside short-term momentum patterns.
Who lives in Craigieburn — and why it matters for investors
Craigieburn's IRSAD of 952 sits above the minimum recommended threshold and points to a moderately advantaged socio-economic profile that can support more resilient long-cycle demand. The Renter/Owner split of 28.0% is in the neutral band, while the Units/Houses ratio of 6.0% is opportune — indicating a predominance of houses which reduces supply-side volatility from unit oversupply. For how socio-economic positioning alters long-run market behaviour, read the IRSAD Crossover study.
Why suburb-level data matters for Craigieburn
Council averages can mask pockets with very different dynamics; investors should prioritise Craigieburn's own suburb metrics when assessing opportunities. Key local figures: typical house price $753,721, gross yield 3.58%, Stock on Market 0.39%, Inventory 1.8 months and median days on market 28 days. These numbers together tell a picture of constrained supply and active demand that might be hidden in broader LGA aggregates—read more in our LGA vs Suburb research. For a printable breakdown, download the full Craigieburn data guide.
What's behind the RCS™ score of 85
HtAG's RCS™ score of 85 bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into a single composite to help match markets to strategy. Examining each sub-score shows whether Craigieburn is better for growth-focused holders or for risk-averse investors seeking cashflow stability; learn more about how the RCS™ is built.
open Craigieburn in HtAG Copilot to inspect sub-score breakdowns and scenario projections.
Forward signals to watch
vacancy rate — currently 2.85%: this balanced reading suggests modest rental pressure today; a sustained move below 1% would accelerate rent growth over 12–24 months, while a drift above 3.5% would ease rental inflation and reduce investor cashflow.
building approvals ratio — currently 0.08%: a very low approvals ratio signals a thin new-supply pipeline, which supports tighter market balance and underpins capital gains if demand remains stable.
Melbourne cycle phase: any city-wide shift from expansion to slowdown would likely blunt local price momentum in Craigieburn; conversely, a continued expansion phase at the Melbourne level would tend to amplify Craigieburn's current growth trajectory.
Does this area meet your investment goals?
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RCS Breakdown
Craigieburn's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
Craigieburn's headline values — $753K to buy and $519PW to rent, a 3.58% gross yield. Over the past decade, prices have moved 107.11% and rents 50.43% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$753K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$519PW today, with rent growth at (+0.19% YoY) compared to price growth (+6.99%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Craigieburn in its cycle - and is the 3.58% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Craigieburn's long-hold story?
Beyond the headline price, Craigieburn carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Craigieburn's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Craigieburn can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Craigieburn genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Craigieburn prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Craigieburn - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Craigieburn looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Craigieburn's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Craigieburn has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Craigieburn shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Craigieburn has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Craigieburn 3064 VIC is 48,415, with a median age of 32. Of those, 55.48% are married, 9.01% are divorced or separated, 32.49% are single and 3.01% are widowed.
The average household size is 3.3 people per dwelling, and the median household monthly income is estimated to be $7,420. The median monthly mortgage repayment for households in this suburb is $1,850 which is 24.93% of their earnings.
Source: ABS Census Data (2021)