City Of Stirling
Western Australia
Good to Know
City Of Stirling is a high-value house market in the City Of Stirling area, currently positioned as a long-hold capital growth submarket. Home to roughly 226,369 adults across 124,073 dwellings, with a vacancy rate of 0.85%.
According to HtAG Analytics, City Of Stirling is exhibiting tight supply and strong demand. Stock on Market sits at 0.22% and Inventory at 1.98 months — both below the ~3-month balanced-market threshold — driving +10.9% YoY price growth and +6.0% YoY rent growth.
What the market data is signalling
City Of Stirling shows a classic capital-growth-led signal: strong annual price gains (+10.9%) with solid but lower rent growth (+6.0%), producing an indicative gross yield of 2.68% (below the commonly cited 3% threshold for cash-positive targeting). Low listings and tight rental availability — Stock on Market 0.22%, Inventory 1.98 months, vacancy 0.85% — point to continued upward pressure on values and rents unless supply changes materially.
Compare short-term signals visually on the Markets in the Moment (MiM™) heatmap to see where momentum is concentrated.
Who lives in City Of Stirling — and why it matters for investors
City Of Stirling scores an IRSAD decile of 9, indicating a relatively affluent population profile that historically supports steadier capital growth and lower downside volatility. The local tenure mix is balanced: a Renter/Owner ratio of 33% (neutral) and a Units/Houses ratio of 30% (neutral), which suggests demand is diverse across tenure and dwelling types.
Read our analysis of neighbourhood socioeconomic effects in the IRSAD Crossover study.
Why City Of Stirling is a screening layer, not a final answer
Council-level averages smooth wide internal variation: a City Of Stirling figure such as a typical house price of $1,671,074 or a gross yield of 2.68% may hide pockets that perform very differently. Investors should treat the LGA as an initial screen and decide on specific suburbs using local metrics — for example this LGA shows an opportune Stock on Market of 0.22%, Inventory 1.98 months and days on market 40, which signals tight conditions locally but does not guarantee the same tightness across every neighbourhood.
See our methodology on geographic scale in the LGA vs Suburb research.
What's behind the RCS™ score of 75
The HtAG RCS™ bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into a single composite so you can compare markets quickly. A score of 75 reflects strong growth signals tempered by lower gross yields and affordability pressure; reading each sub-score matters when matching a market to your strategy.
For a technical breakdown, see how the RCS™ is built, and open City Of Stirling in HtAG Copilot to explore sub-score detail and scenario testing.
Forward signals to watch
vacancy rate — currently 0.85%: sustained low vacancy under ~1% normally means tightening rents and fewer choice tenants, supporting rental growth over the next 12–24 months.
building approvals ratio — currently 0.83%: a neutral approvals rate suggests a moderate pipeline of new supply that is unlikely to quickly reverse tight market conditions, but could dampen momentum if it accelerates materially.
Perth cycle phase: a shift in the wider Perth cycle would either reinforce City Of Stirling's recent capital-growth momentum or slow it; city-wide adjustments in credit, jobs or migration tend to show up locally within 6–18 months.
Does this area meet your investment goals?
Get full accessCritical to know
RCS Breakdown
City Of Stirling's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
starter
Investor
Pro
Critical to know
Market Trends
City Of Stirling's headline values — $1,671K to buy and $862PW to rent, a 2.68% gross yield. Over the past decade, prices have moved 110.18% and rents 76.69% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$1,671K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$862PW today, with rent growth at (+6.01% YoY) compared to price growth (+10.93%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is City Of Stirling in its cycle - and is the 2.68% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
Investor
Pro
Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping City Of Stirling's long-hold story?
Beyond the headline price, City Of Stirling carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
Investor
Pro
Critical to know
Supply & Demand
City Of Stirling's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
Investor
Pro
Critical to know
Fundamentals
City Of Stirling can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is City Of Stirling genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do City Of Stirling prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into City Of Stirling - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
Investor
Pro
Important to know
Education & Infrastructure
City Of Stirling looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does City Of Stirling's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether City Of Stirling has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
Investor
Pro
Full HtAG Intelligence
City Of Stirling shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether City Of Stirling has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.