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We publish our record and mark every pick to market – so you can judge the method before you trust it.
AI Copilot, modelling, shortlisting, research and analysis — all in the member workspace.
Compare markets, pressure-test theses and follow members applying the data to real purchases.
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What will it cost each week?
Understand what a rental property could cost or contribute. Explore cash flow, break-even points and sensitivity to changing assumptions.
We kept the figures you entered in this tab.
This calculator needs JavaScript. The rates it uses are in the table below.
| From | To | Base amount | Rate |
|---|---|---|---|
| $0 | $18,200 | $0 | 0% of the excess |
| $18,200 | $45,000 | $0 | 15% of the excess |
| $45,000 | $135,000 | $4,020 | 30% of the excess |
| $135,000 | $190,000 | $31,020 | 37% of the excess |
| $190,000 | and over | $51,370 | 45% of the excess |
How it’s calculated
Enter rent, vacancy, loan and operating costs. Review before- and after-tax cash flow, break-even points, sensitivity, projected years and the goal check.
Forecast growth, costs, occupancy and tax are assumptions. Positive cash flow is not a promise of capital growth or investment suitability.
General information only. Check the calculator workings, selected rules date and supported scope. Not financial, credit, tax, legal or valuation advice.
Rates used
Your next step
You are on step 2 of 5: Rental cash flow
Is the asking price fair?
An asking price next to an estimate and recent nearby sales.
How is a rental loss treated?
The tax effect of a rental loss this year and after the rules change.
What could my equity buy next?
An indicative check of usable equity and your next purchase. Lender policies, valuations and approval requirements vary.
Continue your research
The calculator shows what the numbers do. These tools show where they work: the suburbs, the streets and the answers behind them.
Market selection
With a plan
Filter and rank Australian suburbs against a brief, with the contribution behind every score.
Street intelligence
With a plan
Street-level hexagon maps inside every suburb: price, rent, yield, days on market and more.
Market map
Free
Compare markets across Australia by typical price, one-year growth and area layers.
With any active HtAG plan, this calculator fills the price and rent from the property’s address, lists rentals nearby and shows the suburb’s flood and fire risk scores.
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FAQ
Short answers about the method, the rules and what HtAG data adds.
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Cash flow considers the entered costs and financing. Yield compares annual rent or net income with a property value.
It is the modelled rent needed to cover the specified scenario costs. It changes with financing, vacancy and tax assumptions.
Yes. Every HtAG calculator is free to use with your own figures, and you do not need an account. An HtAG plan adds property and suburb data to the calculators that support it.
With any active HtAG plan, this calculator fills the price and rent from the property’s address, lists rentals nearby and shows the suburb’s flood and fire risk scores. Filled figures are marked and you can overwrite every one.
HtAG data for this calculatorIncluded in every plan
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