North Wollongong, NSW 2500
Wollongong City Council, New South Wales
Good to Know
North Wollongong, NSW 2500 is a high-value house market in the Wollongong City Council area, currently positioned as a long-hold capital growth submarket. Home to roughly 2,299 adults across 1,525 dwellings, the suburb's vacancy rate sits at 1.10%.
According to HtAG Analytics, North Wollongong is exhibiting signs of softening demand against rising supply. Stock on Market sits at 0.74% and Inventory at 7.15 months — well above the ~3-month balanced-market threshold — driving +5.9% YoY price growth and +12.7% YoY rent growth.
What the market data is signalling
Price and rent are diverging: prices are up 5.9% over 1 year while rents are up 12.7% YoY, which points to strong rental demand even as capital growth moderates. However, inventory at 7.15 months and a 6.00% building-approvals ratio signal increasing supply risk that could cap price upside if completions accelerate. Note the indicative gross yield of 2.39% is below a 3% practical threshold for typical yield-focused investors. For a visual of where North Wollongong sits in the cycle, see the Markets in the Moment (MiM™) heatmap.
Who lives in North Wollongong — and why it matters for investors
North Wollongong records an IRSAD decile of 8, indicating relatively high socio‑economic advantage, which usually supports long‑run capital resilience. At the same time the suburb's renter share is high — 66% — and the units-to-houses ratio is elevated at 84%, creating a market profile driven by rental demand and apartment stock that can increase short‑term volatility for sellers and landlords. See our IRSAD Crossover study for how affluence and tenure interact with growth patterns.
Why suburb-level data matters for North Wollongong
Council-level averages can hide concentrated pockets of demand or supply. North Wollongong's own metrics — a typical house price of $1,835,371, gross yield 2.39%, Stock on Market 0.74%, Inventory 7.15 months and Days on Market 69 — tell a specific local story you should rely on when assessing an investment. For more on why fine-grained suburb metrics matter, read LGA vs Suburb research.
For a downloadable dossier, open the full North Wollongong data guide.
What's behind the RCS™ score of 20
The HtAG RCS™ combines three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into a single composite so you can quickly screen fit-for-purpose markets. A score of 20 flags notable downside risk and limited composite upside; the sub-score breakdown is essential to match the suburb to your strategy. Learn how the RCS™ is built.
open North Wollongong in HtAG Copilot to inspect sub‑scores, time horizons and tailored filters.
Forward signals to watch
The vacancy rate — currently 1.10%: at this balanced level rental pressure is present but not extreme; sustained readings below 1% over 12–24 months would drive stronger rent growth and tighter leasing conditions.
The building approvals ratio — currently 6.00%: this is a very large pipeline relative to existing stock and implies meaningful new-supply risk that can lift inventory and weigh on price growth as projects complete.
The Sydney cycle phase: if the wider city shifts into a slower phase, local momentum in North Wollongong could be damped; conversely, a Sydney upswing would likely support both rents and prices here.
Does this area meet your investment goals?
Get full accessCritical to know
RCS Breakdown
North Wollongong's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
starter
Investor
Pro
Critical to know
Market Trends
North Wollongong's headline values — $1,854K to buy and $741PW to rent, a 2.07% gross yield. Over the past decade, prices have moved 79.20% and rents 49.80% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$1,854K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$741PW today, with rent growth at (+7.87% YoY) compared to price growth (+6.52%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is North Wollongong in its cycle - and is the 2.07% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
Investor
Pro
Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping North Wollongong's long-hold story?
Beyond the headline price, North Wollongong carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
Investor
Pro
Critical to know
Supply & Demand
North Wollongong's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
Investor
Pro
Critical to know
Fundamentals
North Wollongong can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is North Wollongong genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do North Wollongong prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into North Wollongong - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
Investor
Pro
Important to know
Education & Infrastructure
North Wollongong looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does North Wollongong's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether North Wollongong has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
Investor
Pro
Full HtAG Intelligence
North Wollongong shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether North Wollongong has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of North Wollongong 2500 NSW is 2,139, with a median age of 30. Of those, 27.07% are married, 11.31% are divorced or separated, 59.42% are single and 2.15% are widowed.
The average household size is 2.0 people per dwelling, and the median household monthly income is estimated to be $8,176. The median monthly mortgage repayment for households in this suburb is $1,950 which is 23.85% of their earnings.
Source: ABS Census Data (2021)