Craigieburn, VIC 3064
Hume City, Victoria
Good to Know
Craigieburn, VIC 3064 is a value-growth house market in the Hume City area, currently positioned as a medium-term capital growth submarket. Located roughly 25 km north of Melbourne CBD, it is home to roughly 65,178 adults across 24,712 dwellings and currently records a vacancy rate of 2.60%.
According to HtAG Analytics, Craigieburn is exhibiting supply-constrained conditions with moderate rental balance. Stock on Market sits at 0.30% and Inventory at 1.8 months — below the ~3-month balanced-market threshold — driving +2.7% YoY price growth and +0.2% YoY rent growth.
What the market data is signalling
Craigieburn’s house market shows modest capital appreciation alongside very mild rental pressure: 1-year price growth is +2.7% while 1-year rent growth is +0.2%. Low Stock on Market (0.30%), short Days on Market (30 days) and sub-3-month Inventory (1.8 months) are consistent with constrained supply that supports prices, even as rents remain comparatively flat. For a visual of where this sits on the cycle, see the Markets in the Moment (MiM™) heatmap.
Who lives in Craigieburn — and why it matters for investors
Craigieburn sits at IRSAD decile 4, indicating lower relative socio-economic advantage; this can increase housing demand sensitivity to employment and affordability shifts. The Renter/Owner split is 28% (neutral), and the Units/Houses ratio is only 7% (opportune), meaning the suburb is dominated by houses — a factor that typically reduces supply-side volatility for house investors. See the IRSAD Crossover study for how advantage bands influence longer-term growth patterns.
Why suburb-level data matters for Craigieburn
Council and LGA averages can mask contrasting pockets; Craigieburn’s own metrics should drive decisions. Its typical house price is $733,541, with an indicative gross yield of 3.68%, Stock on Market at 0.30%, Inventory of 1.8 months and Days on Market of 30 days — a clear local profile that differs from a blended council average. For why municipal averages are only a screening layer, read LGA vs Suburb research.
For the complete dataset on this suburb, download the full Craigieburn data guide.
What's behind the RCS™ score of 68
The HtAG RCS™ bundles three independent dimensions — risk minimisation, capital-growth potential and cashflow resilience — into a single benchmark score. A score of 68 signals a market with a reasonable balance of growth potential and risk for house investors; reading the sub-score breakdown helps match Craigieburn to a specific strategy. Learn how the RCS™ is built.
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Forward signals to watch
The vacancy rate — currently 2.60%: sustained vacancy around this balanced band generally implies limited immediate upside pressure on rents over the next 12–24 months, but a fall below 1% would tighten the rental market and push yields higher.
The building approvals ratio — currently 0.06%: very low approvals indicate constrained new-supply inflows, which supports price resilience if demand holds.
The Melbourne cycle phase: a city-wide upswing would amplify local price momentum and rental demand in Craigieburn, while a broader slowdown would make its stretched affordability and lower rents more vulnerable.
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RCS Breakdown
Craigieburn's RCS™ headline is an overall signal — but it doesn't tell you why. The three sub-scores below reveal whether that score is earned through risk minimisation, capital growth, or cashflow — and which portfolio brief it fits.
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Critical to know
Market Trends
Craigieburn's headline values — $733K to buy and $519PW to rent, a 3.67% gross yield. Over the past decade, prices have moved 96.78% and rents 50.00% — the Yield series shows whether that gap is widening (price outpacing rent, yield compressing) or closing.
$733K is today. The 10-year trajectory reveals whether that's the top of a run, the start of a new leg, or somewhere mid-cycle. Sign up to unlock the entire trend line.
$519PW today, with rent growth at (+0.19% YoY) compared to price growth (+2.68%). That spread determines yield is expanding or compressing across the next cycle. Sign up to unlock the entire trend line.
Where is Craigieburn in its cycle - and is the 3.67% yield holding?
Cycle phase tells you whether you're buying near the bottom (room to run) or top (compression ahead). Yield trajectory tells you whether cashflow is durable or being eroded — the single most important question for a long-hold thesis.
Cycle Phase
Cycle Position
Yield Trajectory
Rent vs Price Spread
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Area Risks
Property data alone won't flag the structural risks that can erode a long-hold position. Bushfire overlays, flood-zone exposure, and economic concentration sit outside the price feed but determine whether your capital is insurable, defensible, and structurally protected. Unlock to see.
Are there hidden structural risks shaping Craigieburn's long-hold story?
Beyond the headline price, Craigieburn carries risk signals a median can't show — hazard exposure from bushfire and flood overlays, and how narrowly local employment leans on a handful of sectors (the concentration the EDI score quantifies). Together these separate insurable, defensible long-holds from those carrying tail-risk that never surfaces in the headline number.
MADI Risk
EDI Risk
Bushfire
Flood
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Critical to know
Supply & Demand
Craigieburn's headline numbers show where the market is today. The two cards below answer where it's heading. Direction is what separates a buy from a wait.
Is housing supply tightening or building up?
Stock on Market is one number — the trend is what matters. SoM, inventory, building approvals and hold period together reveal whether the market is starving for stock (price pressure up) or quietly building a pipeline (pressure down).
Stock on Market
Inventory
Building Approvals
Hold Period
Is buyer and renter demand heating up or cooling off?
Vacancy is one signal — the real question is whether demand is still building or quietly peaking. Days on market, vacancy, search index and clearance rate are the four pulse-points — when they diverge, they signal a turning point.
Days on Market
Vacancy Rate
Search Index
Clearance Rate
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Fundamentals
Craigieburn can look solid on the surface — but the three layers below separate markets that genuinely hold value from ones that only look like they do.
Is Craigieburn genuinely stable - or just expensive?
IRSAD hints at affluence, but socio-economic strength alone doesn't guarantee resilience. Combined with the renter-to-owner balance and unit-to-house ratio, you get the three signals that separate a tightly-held submarket from one carrying hidden volatility.
IRSAD
Renter to Owner
Units to Houses
Where do Craigieburn prices go over the next 12 months?
Today's headline price is just a snapshot. Projected ROI and the volatility index tell you whether to commit capital now, wait for a softer entry, or rotate into a steadie submarket.
Projected Annual ROI
Volatility Index
Can you actually buy into Craigieburn - and exit cleanly?
Tightly-held areas reward long-hold investors but punish anyone who needs liquidity. Annual sales and rental volume reveal whether your capital can reposition — or sits structurally locked in.
Annual Sales Volume
Annual Rental Volume
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Important to know
Education & Infrastructure
Craigieburn looks tightly-held and stable on the surface — but the three layers below separate areas that genuinely hold value from ones that only look like they do.
Does Craigieburn's school catchment + infrastructure pipeline justify the price?
School ranks anchor family demand and tenant quality. The active infrastructure pipeline shifts a suburb's price ceiling over the next 5–10 years. Together they tell you whether Craigieburn has structural support for the next leg of capital growth.
School Rank
Hospitals & Employment
Infrastructure Spend
Transport Projects
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Full HtAG Intelligence
Craigieburn shows potential. The platform tells you whether it's the best fit for your portfolio.
Price and yield are only the surface. HtAG reads the forces underneath — supply tightening or loosening, demand heating or cooling, and the risks that move slowly but decide long-term growth. Together they show whether Craigieburn has the structural support for its next leg — or whether the numbers are running ahead of the fundamentals.
The total adult population (15 years or older) of Craigieburn 3064 VIC is 48,415, with a median age of 32. Of those, 55.48% are married, 9.01% are divorced or separated, 32.49% are single and 3.01% are widowed.
The average household size is 3.3 people per dwelling, and the median household monthly income is estimated to be $7,420. The median monthly mortgage repayment for households in this suburb is $1,850 which is 24.93% of their earnings.
Source: ABS Census Data (2021)