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Matt Djolic's avatarMatt Djolic

Matija (Mat) Djolic is a Co-Founder of HTAG Analytics, one of Australia's leading proptech platforms. As an accomplished author and seasoned data analytics coach, Mat has empowered over 2,000 investors and buyer agents with his insights and strategies over the past 7 years of running HTAG. Holding a PhD in Organisational Psychology, Mat possesses a deep expertise in the collection and analysis of both qualitative and quantitative data, making him a sought-after authority in the field of data-driven property investing.

How to Use AI for Property Investment Research in Australia [2026]

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AI gets Australian suburb picks wrong over half the time. Here’s how to use AI for property research the right way — on live HtAG data via MCP.

Property Investment Suburbs Adelaide: The 6 Sub-Markets Data Reveals [2026]

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HtAG data maps 6 Adelaide investment sub-markets — from $747k outer north to $1.6M inner east — and the suburbs that screen strongest for 2026.

Australian Property Data API: HTAG Developer Portal Guide for AI Agents & Code [2026]

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The HTAG Developer Portal exposes 15,000+ Australian suburbs of property data to any MCP-aware AI agent — Claude, Perplexity, ChatGPT, Manus, Copilot — and to any REST integration. Self-register at developer.htagai.com.

Fastest Growing Suburbs in Australia 2026: What the Data Reveals [Growth Rate Cycle Analysis]

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HtAG Analytics data reveals ~47 suburbs transitioning to fast-growth phase in Q1 2026. Discover which leading indicators identify momentum before the headlines do.

Vacancy Rates by Suburb in Australia: What the Data Reveals About Investment Risk [2026]

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Vacancy Rates by Suburb in Australia: What the Data Reveals About Investment Risk

Vacancy rates above 3% signal an 84% probability of yield decline within two quarters. Learn how to read suburb-level vacancy data — and the traps investors miss — using HtAG Analytics data.

Rental Yield vs Capital Growth: Which Strategy Wins in Australia’s 2026 Market?

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Rental yield and capital growth are not opposing strategies — they are complementary metrics. HtAG Analytics data shows the 2026 suburbs delivering both, and how to filter for them.

How Buyers Agents Research Suburbs: The 6-Step Data Framework [2026]

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How-Buyers-Agents-Research-Suburbs

How do professional buyers agents research suburbs? HtAG Analytics breaks down the 6-step data framework used across 135+ validated recommendations — from macro filtering to street-level due diligence.

Property Hotspots Australia 2026: Where the Data Says the Real Opportunities Are

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HtAG Analytics processed 2,327,175 property transactions across 4,881 suburbs to identify Australia’s real property hotspots for 2026 — including 85 momentum-recovery suburbs, 141 overheated markets, and 282 no-go zones.

Best Suburbs to Invest in Victoria 2026: Why the Answer Depends on Your Brief

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The best Victorian suburb to invest in depends entirely on your hold period, equity extraction timing, and risk profile. Here is why a generic suburb list will mislead you — and what brief-driven suburb selection actually looks like.

Suburb Growth Forecasts 2026: Where the Growth Rate Cycle Is Signalling Early Momentum

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HtAG Analytics data identifies 392 suburbs in early GRC momentum for 2026. Regional Victoria leads with Camperdown (5.0% yield, 0.23% vacancy) and Hamilton (4.7% yield, RCS 88) flagged as early-cycle opportunities.

The IRSAD Crossover Effect: Why Lower Socioeconomic Suburbs Outperform Premium Markets on Capital Growth

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HtAG Analytics data across 3,603 suburbs shows IRSAD decile 1 suburbs averaged 88.5% five-year growth vs 36.3% for decile 10 — a 52-point gap. The crossover zone (IRSAD 2–5) offers the best risk-adjusted returns.

Australian Property Forecasts 2026: What 2.3 Million Data Points Reveal About the Next 12 Months

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Short Summary A property market forecast is only as good as the data and methodology behind it. HtAG Analytics has built a 3-method composite statistical model — drawing on momentum-decay, weighted CAGR blending, and mean-reversion analysis — to project 12-month typical price growth across all eight Australian states and territories. Powered by 2,327,175 monthly observations … Read more

How to Use Property Heatmaps to Spot Unrealised Investment Value (aka Gentrification)

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How to Use Property Heatmaps to Spot Unrealised Investment Value (aka Gentrification)

Short Summary Stop waiting decades for gentrification. Learn how to use HtAG’s Street Lens and granular property heatmaps to identify “lagging assets” and immediate value gaps within established Australian suburbs. This guide explores how predictive analytics and hexagonal data mapping reveal hidden investment opportunities that standard suburb-level statistics often conceal, providing a data-driven workflow to … Read more

Top 10 High-Yield Suburbs in Regional Australia (2026 Q1 Update): An HTAG Analytics Report

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Short Summary The Q1 update confirms that opportunity exists for those who look beyond the headlines. Whether it is the cash flow of Broken Hill or the inventory shortage in Durack, HTAG Analytics provides the property data required to make confident decisions. Data Source: HTAG Analytics Dex™ GeoDex™ Modules. All metrics current as of Q1 … Read more

HtAG vs. Free Property Data: Why “Free” Costs You Money

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Short Summary While free property data is useful for casual browsing, it provides only a “descriptive” view of the market—telling you what has already happened, rather than what is likely to happen next. For serious property investors and professionals, relying solely on historical snapshots can lead to costly mistakes, such as entering a market after … Read more

5 Predictive Metrics to Find Suburbs About to Boom (Backed by Data)

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Short Summary The five signs a suburb is about to boom aren’t mysterious. They’re quantifiable, observable, and predictable when you use the right property market data Australia tools. Stop relying on gut feel. Start stacking probabilities in your favour. How to Find High Capital Growth Suburbs Before the Market Catches On If you’re searching for … Read more

Dex™ Suburb Ranking: Compare Thousands of Suburbs Across 150+ Property Investment Metrics

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Short Summary Location accounts for approximately 80% of a property’s capital growth—not the asset itself. This well-established principle fundamentally changes how smart investors approach suburb selection. Yet comparing thousands of suburbs across the metrics that actually drive performance has traditionally been nearly impossible. HTAG’s Dex™ module solves this challenge, enabling investors to rank and compare … Read more

Goal Matching: The Data-Driven Approach to Aligning Property Investment with Your Financial Objectives

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Short Summary Not every suburb is a hotspot for every investor. This fundamental truth underpins successful property investment, yet it’s frequently overlooked. Your financial circumstances, investment objectives, asset holding timeframe, and budget create a unique investment profile that demands a tailored approach to suburb selection. HTAG’s Goal Matching feature eliminates the guesswork by using predictive … Read more

HTAG Discount Code: 5% Off for New Members

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In today’s competitive Australian property market, making informed investment decisions has never been more critical. HTAG Analytics has emerged as the leading PropTech platform, revolutionizing how property investors and professionals approach market research and investment analysis. With its sophisticated AI-powered tools and comprehensive data insights, HTAG Analytics is transforming the property investment landscape across Australia. … Read more

The Complete Guide to Buyer Agent Licensing & Mutual Recognition in Australia (2025)

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Introduction The Australian buyer agent industry has experienced significant regulatory changes in 2025, with new mutual recognition arrangements, mandatory professional development requirements, and enhanced consumer protection measures. Whether you’re an aspiring buyer’s agent or a seasoned professional looking to expand interstate, understanding the latest licensing pathways, training requirements, and compliance obligations is essential for operating … Read more

Strategic Property Investing Through Self-Managed Super Funds (SMSF)

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In recent years, the use of Self-Managed Super Funds (SMSF) to invest in property has grown increasingly popular as Australians explore diverse methods to generate long-term wealth. However, despite the potential advantages, SMSFs also come with their own unique complexities and investment constraints. To unravel these intricacies, we’ve spoken extensively with property strategist Josh Deckart, … Read more

Unlocking Capital Growth: Master the Art of Data-Driven Decision Making

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Video Summary: 00:00:00 – Introduction to the video.00:00:05 – Discussing the importance of Capital Growth for decision making.00:00:14 – Explaining how one metric can help in decision making.00:00:37 – Talking about the growth in the last ten years.00:01:01 – Comparing two areas with different growth rates.00:01:55 – Expanded expert view provides more information.00:02:42 – Sorting … Read more

Mastering the Buy and Flip Property Investment Strategy: Exclusive Guide to Profit

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Video Summary: 00:00 – Introduction01:00 – Importance of personal circumstances and strategy in property investment02:00 – Three aspects to consider in a buy and flip strategy: timeline, location, and price03:00 – How to use the platform to search for appropriate neighborhoods04:00 – Finding the locations that meet the criteria of the buy and flip strategy06:00 … Read more

Navigating Data and Filters for Property Investment Insights

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Video summary: 0:00 – Matt introduces HtAG Analytics and the purpose of the video series.0:20 – Log into the platform and gives a quick overview of the dashboard.1:10 – Matt explains the different views available for the data table and what each view displays.2:35 – How to use the various filters and sorting options available … Read more

Data Dictionary: A Comprehensive Guide to Understanding Property Market Metrics

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Video Summary: 00:00:00 – Introduction to the data dictionary00:00:20 – Purpose of the data dictionary in supporting the website’s features00:00:57 – Color-coded statistics representation in the data dictionary00:01:12 – How to access the data dictionary on the website00:01:30 – Definitions and favorable/neutral/unfavorable statistics for each metric00:01:39 – Continuous development and updates of the data dictionary00:01:54 … Read more

How to Print Out a PDF Report of Your Desired Suburb or LGA

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Video Summary: 0:00:00 – Introduction0:00:08 – Purpose of the video0:00:45 – Locating the PDF feature on the platform0:01:00 – Generating a PDF for a council area0:01:53 – PDF content overview0:02:49 – Generating a PDF for a specific suburb0:03:32 – PDF content for a specific suburb0:04:00 – Uses of the PDF reports0:04:07 – Closing remarks

Mastering Investment Decisions: The Power of Growth Rate Cycle (GRC)

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Video Summary: 0:00 – Introduction to the topic and a popular opinion regarding research0:50 – Explaining the process of selecting two different areas with stark differences (Camden and East Pilbara)1:54 – Using the website and selecting a single metric (10-year growth) to analyze investment suitability3:22 – Analyzing snapshot data of Camden and identifying it as … Read more

A Comprehensive Guide to Capital Growth, Number of Bedrooms, and Strategy

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Video Summary: 0:00 – Introduction to searching for a property investment area based on previous search0:20 – Explanation of standard view, advanced view, and expert view in tables1:05 – Focusing on capital growth and searching for areas with high growth in the past2:00 – Adding conditions for the search (e.g. 10-year growth greater than or … Read more

Visualising Spill Over Effect and Property Demand Profile

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In part 3 of our blog series, we highlighted the benefits of GRC feature. In this post we will provide an overview of the last 2 tabs on the LGA pages. Heatmap tab is a different way of presenting the GRC information in that it permits clients to look for meaningful relationships between areas and find growth clusters in terms of their rate of change. It permits for a bird’s eye view of the council area that not only highlights the geography of growth, so to speak, but also enables customers to ascertain growth corridors within a particular locality that might possess better market fundamentals and thus be of higher investment grade. The red indicates negative YoY growth while green highlights positive YoY growth.

Introduction to Growth Rate Cycles

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Determining market fundamentals from ‘behaviour of the curve’ i.e. forecasts from Part 2 in this blog series is not always sufficient. It becomes pertinent only when considered alongside the rate of growth for an area. This information can be obtained from Growth Rate Cycle tab, which we will focus on in this post.

The GRC (Growth Rate Cycle) represents the rate of growth change in median value and is a little different to the ‘property clock’ which has predominantly been used by investment professionals to determine the position of the area in a cycle. The best way to highlight this difference is to explain the philosophy behind the GRC and the property clock cycle notions…

Buying properties “below market value”?

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This notion has always been the gold nugget of property investing. What it essentially means is that one realizes profit or capital gain upon purchasing the property because the value for which it was acquired was less than what the property is ‘actually’ worth.

However, the term is a little obscure because the real or ‘true’ market value of a property is realized upon the sale of that property; essentially we do not know how much a property is worth and what its ‘market value’ is before it is sold.

This means that buying ‘below market value’ is more a matter of opinion than it is a matter of fact—that fact that a property sold for less than it is worth cannot be objectively determined as one has no avenue of knowing and subsequently having a widespread consensus on the plausibility of the two figures (i.e. the actual worth of a property and the selling price).

In response to the above, at HtAG, we offer a little bit of a different take on the buying below market value notion. Firstly, by focusing on real time data used in highlighting investment quality of suburbs, one deals with what has been one of the major issues with the property advisory sector, namely the gaps in the subjective opinion of advisers and the advice given on the back of conflicting interests…

HtAG Feature Plan for 2020 and Beyond

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Our mission is to provide pertinent and accurate property investment data easily accessible to everyone irrespective of their property investment experience, professional background, and/or financial backing.

For this reason, we strive to think of innovative ways to present and arrange property data so that it provides more insight to our clients and assists them in making informed investment decisions. We endeavour to highlight a ‘new fond’ meaningfulness in different property data sets that were previously considered as either irrelevant or insignificant (or not significant enough).

To this end, our business modus vivendi is to arrange, organise and present data in different ways not only to highlight the potential of suburbs and LGAs but, more importantly, to provide a more attuned ‘lens’ for perceiving and understanding current and future market dynamics…

The HtAG® Service Promise

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The need for HtAG arose in response to the complexity of the property investment space as well as barriers to entry for obtaining accurate and valuable information about the property market’s movements. Australian property market is comprised of a plethora of submarkets, each with its own patterns and trajectories sometimes moving to different ‘beats’ and in different directions. Organising information to compare the investment potential of these numerous submarkets is more often than not a lengthy and costly process requiring a team of professionals.